In the latest podcast, Doug mentioned that many people are paranoid about Federal income tax audits and an IRS agent on the doorstep with bad news. He wanted to make clear that you should not be fearful about audits, but instead should be pro-active about focusing on this year’s taxes and next year’s taxes, so that you can save some money on Tax Day in a safe, legal way.
Here are some questions to ask about your taxes for the next year:
What is your tax bracket?
What’s the impact of your taxable investments on your total tax bill?
What’s the impact of an RMD (Required Minimum Distritbution) on your taxes?
How does Obamacare impact you?
What does your “tax strategy” look like for next year?
It’s important to consider how to lower your taxes and be prepared for next April 15th now, so that you aren’t caught at the end of the year with no option. If you have questions about your taxes, your investment strategies or your portfolio, call our offices today at 800-391-1118, and listen to the full podcast here.
Core positions (30-40% of portfolio size) are essential in an income portfolio – and Doug really likes Doubleline funds and Pimco funds right now.
BOND and TOTL are both great ETF ideas for core positions, as well as straight bond ownership. We think of these as “place-holders” – not huge winners but good ideas for income investing core positions.
Preferred stocks are also a good idea for this year – for more information on these stocks and what the risks or benefits are for you, please look into Doug’s investing newsletters here.
Remember that this is not personal investment advice, but rather good, solid, experienced ideas to get you thinking about what might work for your personal income portfolio. As always, if you want more information on this topic, please feel free to call our offices at 800-391-1118 or listen to the full podcast here.
In May 2015, Doug Fabian will be giving you some tips for your tax liabilities in 2015. The only way to improve your tax outlook is to prepare ahead of time – so keep on the lookout for that, so that you can have a better tax experience next year.
Now, for today’s homework: look at your portfolio and identify your international exposure. We believe that international markets will continue to grow and offer U.S. investors some nice opportunities. We will continue to bring some good international ETF options to your attention through our blog, podcast, and special reports.
We are seeing good things happening in Asia (China, India and Japan, specifically) because of low energy prices. In today’s podcast, Doug specifically addresses why this should matter to you, what it means for your portfolio and how to take advantage of this new investing landscape.
China is continuing to be a great option for investors, and a great way to get some growth positions in your portfolio. Many investing professionals believe there is still more growth to come in China – and it’s growing from a large economy, which is a positive thing for investors.
The Chinese government is committed to reforms and to positive growth in their economy. Doug and his team believe that China is in good shape and will be for the forseeable future. If you have questions about how China might fit into your portfolio, or how to keep Chinese investments on your radar, please call our offices at 800-391-1118 and listen to the podcast to stay up to date about that part of the world and your investment options there.
For Doug Fabian and his team, financial health is:
• having a strategy that is strong enough to withstand another crisis
• having a plan that is lucid enough to sustain retirement income
• having portfolio that is agile enough for today’s economy
• having assets positioned for longevity so they outlast you
So, how healthy is your portfolio?
Call our offices today and we will help you discover how healthy or unhealthy your portfolio really is. Every year, we help all of our clients with the Fabian New-Year Portfolio Checkup, and we’d love to offer that to you as well.
Call us today at 800-391-1118 and we will check up for you!
It is tax season, and we think it’s so important that you be aware of your tax strategies. There’s not much you can do about your 2014 taxes, but you can control your 2015 tax outcomes, and the time to start is now. Your tax planning is essential and you need to look ahead a few years, into the new codes, rules and changes coming in the next few years and preparing for those changes.
We believe that one of the most important things you can do for your financial health is hire a good CPA. By planning for taxes ahead of time with a tax professional, you can insulate yourself from high tax consequences or surprise tax bills.
There are so many great strategies out there and there are plenty of non-tax strategies for your investing. Look into your options for tax-free growth and income, and pay attention so that you can save more of your money for charities, family and retirement as you invest. For more information on this topic, listen to this week’s podcast here.
In 2015, you need to be equipped with knowledge, and prepared to take advantage of the market. The best way to do that is to know which exchange traded funds (ETFs) can give your portfolio the edge against uncertainty, volatility and the prevailing trends in the equity, bond and commodities markets.
In this in-depth video presentation, Doug gives his views on the international markets, domestic markets, strong dollar, technology, new innovations in ETFs and more. Listen to this presentation and take a look at the many charts Doug shares through this video, and be prepared to grow your portfolio and succeed with your investments this year.
Doug believes a tactical investing approach is essential to investing success and he wants to help you make smart choices with your money. This presentation is not designed to offer specific investing advice, but rather to give you an overview and help you see the big picture of ETF investing.
As always, if you have any questions about your specific portfolio, please don’t hesitate to call our offices for a complimentary, personalized portfolio review. Call today: 800-391-1118.
China, India and Japan are all energy importers, and will benefit hugely from the fall in oil prices. We think that these countries are important for investors to watch as we move forward in 2015.
We are especially excited about India, because it’s a growing market that is exporting young people to great colleges and India has great demographics and political leadership.
ETF ticker symbols to watch in India:
These are growth ideas, not income. We think it’s very wise to consider India and other emerging markets as possibilities for your portfolio, and we want you to be aware of market action and new opportunities. As always, if you have questions about your portfolio and what ETFs and strategies will work for you, please call our offices at 800-391-1118 for a personalized consultation.
Doug recently attended an ETF conference and came back with even more appreciation for the incredible innovation that we see in the ETF investing world.
Here are a few examples of amazing innovation in the Exchange Traded Fund world, and some great items to keep an eye on as the year progresses:
Hedged Currency ETFs (protects your investment from the effects of a strong U.S. dollar)
The ability to own ETFs in other currencies
Industry sector shares (such as biotech-only or internet-only)
Cyber-security ETF (ticker symbol example: HACK)
Actively-managed ETFs by world-class managers like Jeffrey Gundlach
As we say all the time, ETFs are an amazing resource for individual investors, and we want to help you succeed in your portfolios. If you want more information, tips and insider ideas, we recommend that you join Doug’s Inner Circle to stay up-to-date on the latest in ETF innovation.
We have begun working on the next Inner Circle Investment Conference Call. The subject will be: the Top 10 ETFs for 2015.
We will be highlighting five Exchange Traded Funds for growth portfolios, and five for income portfolios, and we are very excited to share this information with you. We don’t have a precise date yet, but you should expect to hear more by mid-February 2015.
If you are not yet a member of Doug’s Inner Circle, you can sign up here so you never miss another update, and to make sure you get an invite to this exciting, exclusive teleconference.